|
|
|
Contact Signa Health Get your health Insurance Quotes Now Individual & Family Health Insurance Quotes Temporary Health Insurance quotes Guaranteed Issue Insurance Quotes Realtor Health Insurance quotes Travel Medical insurance quotes Health Savings and Medical Savings Accounts Student Health Insurance quotes |
|
|
|
Signa Health Inc. 3806 Knoxville Ave. Peoria, Illinois 61614 |
|
|
Unicare Health Insurance Online
Click to get Unicare health insurance quotes now! UniCare Health Insurance Company of the Midwest is a subsidiary of WellPoint Inc., one of the largest and financially sound health insurance companies in the nation. More Americans purchase their individual health coverage through the WellPoint family of companies than any other individual carrier in the United States. UniCare Health Insurance and other WellPoint companies serve the health benefits needs of approximately 28 million health members. UniCare Insurance is rated "A+" by Standard & Poor's Financial Strength Rating Analysis and "A-" (excellent) for claims-paying ability by A.M. Best, an independent health insurance industry analyst that bases its rating on operating performance and financial stability. Fortune magazine ranked UniCare's parent company, WellPoint, as Americas Most Admired Health Insurance Company in 2000 for the second consecutive year.
Whether you're an individual or growing family, UniCare health insurance offers plans to fit your needs. With Unicare insurance plans, you and your family are free to choose your health care providers. When you choose providers from UniCare's independently contracted network, costs to you are reduced. These providers accept negotiated fees - what they term "The UniCare Insurance Advantage." You will usually pay more for the services of out-of-network, nonparticipating providers. Are you in control of your health care? UniCare Insurance helps put you in control by enabling you to make the coverage decisions that affect your health care. Whether you're looking for a health benefit plan for yourself and/or your family, they have a Unicare health insurance plan to fit your needs. Unicare Health Insurance Plan DetailsWhen you use UniCare insurance in-network (participating) providers, your costs are based on a specially negotiated rate for UniCare that may often save you money. When you use out-of-network (nonparticipating) providers, your costs are based on charges deemed to be reasonable for that service and area. Reasonable charges may be less than your provider's billed charges and often result in higher costs to you. Unicare PPO Plans for Individuals & Families UniCare Insurance offers a selection of health plans with varying benefits and annual deductibles. PPO plans offer the freedom to choose your health care provider. You also have access to care at discounted fees by using independently contracted doctors and health facilities that participate in UniCare's PPO network. High-Deductible (HSA-Compatible) Unicare Insurance PlansA Health Savings Account (HSA) is a savings account that allows eligible individuals to save money that can be used to pay for qualified medical expenses on a tax-free basis. All HSA-compatible health insurance plans are required to meet certain federally mandated deductible and out-of-pocket requirements. UniCare Insurance offers a variety of High-Deductible Health Insurance Plans, each with a different annual deductible amount for both individuals and families. UniCare Insurance Healthy ExtensionsWhen you become a member of the UniCare Insurance family, you are automatically a part of Healthy Extensions. This innovative program gives you discounts on health and wellness products and services. Discount Programs and Products (These are not insurance benefits.) All UniCare health insurance plan members can take advantage of discounts from 10 to 50 percent on a variety of alternative health care and wellness products and services offered by independent vendors. Examples of products and services that may be available from Unicare are:
MedCallWith Unicare health insurance you also have access to MedCall, a toll-free health information hotline. Through Medcall, you may access clinically accurate medical information and resources. This hotline provides nurses and counselors who will answer health questions about:
The Unicare Insurance MedCall system also provides customized information. MedCall nurses can relay customized information via mail or fax. In addition to personalized calls, MedCall provides recorded information on more than 200 health topics. Unicare Insurance Dental PlansUnicare Insurance wants to keep your teeth healthy and your smile brighter! Good oral health is a true quality of life issue affecting overall physical health, appearance, and mental well-being. Dental insurance is the 2nd most requested form of benefit sought by Americans (after health). Problems with the teeth and gums are some of the most common health problems afflicting Americans. They are also the most easily treatable. An affordable dental insurance plan that provides coverage for regular dental care is an important way to avoid them completely! With the Unicare Insurance Individual and Family Dental PPO Plan you have:
You have taken the first step in discovering how they can help! Read the details of the Unicare insurance dental plan offering and find out how Unicare insurance can help to save both dollars and smiles! The Unicare dental plan was designed with two goals in mind. The first and foremost is to promote good dental hygiene and preventive care. Both are important elements in a total health care package. The second goal is to provide you with the dental insurance you need in a convenient, cost-conscious manner, thus providing many dental insurance services at reduced costs. The Unicare dental plan features low-cost preventive and diagnostic care, basic dental care, and a benefit schedule that can help you offset the high cost of major dental insurance. Please read the following information for details about how the plan works, benefit information and exclusions and limitations that apply. How the Unicare Insurance Dental Plan Works A large number of independently contracted dentists have agreed to provide services at contracted rates to UniCare Insurance members. When you choose an independent contracting dentist, you will receive care at negotiated discounted rates.
Should you choose a noncontracting dentist, the Unicare Insurance dental plan still provides benefits, but your out-of-pocket expenses will be greater. The negotiated fees do not apply to noncontracting dentists. You are responsible for any charges in excess of the stated benefit for both contracting and noncontracting dentists. Your current dentist may be an independent contracting dentist. Before you choose a dentist, be sure to check the Unicare Provider Finder on this site or call UniCare Insurance Dental Services at 1-888-209-7852. It could save you money. The Unicare dental plan lets you know up front in flat dollar amounts how much the plan pays for covered services. This means that you are able to calculate how much you will have to pay once you have determined your dentists fees for the specific procedure listed. The following is an EXAMPLE of how negotiated fees may save you costs. Negotiated fees may vary among preferred dentists. Major Dental Care Coverage begins after the plan has been in effect for twelve continuous months. Calendar year deductible of $50 per person, with a maximum of three deductibles ($150) per family, must be satisfied. The benefit schedule is the same for both contracting and noncontracting dentists, but you may have to pay a greater share of the costs if you choose a noncontracting dentist. Short-Term Plans
In todays health insurance market, more people than ever need short-term health coverage. UniCare Insurance offers Short-Term PPO Plans for individuals and families. If you qualify, this plan provides immediate coverage and is ideal if you are
The Unicare Insurance Short-Term Plan provides coverage for a minimum of 30 days and up to a maximum of 180 days based on a per-member, per-day rate. The plan may start and end on any day of the month
|
|
|