CeltiCare Health Plan- Comprehensive health insurance plans for ages six months to 64 

 Celtic Basic Health Plan- Economical insurance plans for ages six months to  64 

Today's changing needs and budgets call for a low-cost, high-quality health plan.  The Celtic Basic plan offers a basic benefit structure with additional client cost-sharing to keep premiums low.  

Celtic Basic offers what you want:

• Quality basic health insurance coverage
• Affordable rates to fit your budget
• A no-hassle PPO with 80/20 coinsurance and $1,500, $2,500 or $5,000 deductible choice 
• Maximum lifetime protection of $5 million
• Two $30 copay office visits per year
• $200 wellness benefit (eligible after 12 months of coverage)
• Optional copay Prescription Drug Card or Free Rx Discount Card

Additional Benefits:

• Simple online application
• 12 month initial rate guarantee
• Prompt claims payment, no claim forms
• Toll-free customer service

 Get a online Celtic Basic health insurance Quote Now!

With the Celtic Saver HSA Health Plan you have greater flexibility and control over your health care dollars and receive unique tax advantages that can add-up to significant savings over the years. Plus, you can draw money from your HSA fund to pay for a broad array of qualified medical expenses like contact lenses, dental treatment, athletic club memberships and much more. 

Comprehensive Major Medical Coverage:

• Quality coverage for individuals ages 18 to 64  years and their families
• Deductible choices for Individuals - $1,500, $2,600 & $5,000
• Deductible choices for Families - $3,000, $5,150 & $10,000
• 100% coinsurance after deductible
• Initial 12 month rate guarantee 
• Pre-negotiated fees at participating physician offices, hospitals & pharmacies
• Preferred rating class for qualifying applicants  

Two Plans To Choose From:

Celtic Saver HSA PPO (Doctor and Hospital Network)
You receive high quality care for the lowest premium by accessing respected network physicians and hospitals. This doctor and hospital PPO offers savings on every visit to any network provider.

Celtic Saver HSA Managed Indemnity (No Network)

Offers you comprehensive coverage with the flexibility to select the doctors and hospitals of your choice.

Get a online Celtic HSA health insurance Quote Now

HSA Tax Advantages

Created under federal legislation, HSAýs offer a way to purchase a health policy and save money tax-free.

Tax Deductible - Contributions to  your HSA Fund are tax deductible up to the lesser of 100% of  your deductible or to the IRS allowed maximums of $2,600 for single coverage and $5,150 for family coverage.

Tax Deferred - Your HSA money earns interest tax deferred and rolls over year after year.

Tax-Free - Withdrawals from your HSA fund used for qualified medical expenses are tax-free.

HSA Fund Information

Celtic partners with MSAver to administer the HSA portion of the plan.  MSAver is a nationally recognized provider of HSA administration and offers a portfolio of investment options including access to stocks, bonds and mutual funds.