Affordable Health Insurance for a full time College Student

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Providing Self Employed Health insurance in Illinois,Texas, Florida, Pennsylvania, Wisconsin, Colorado, Delaware, Missouri, Ohio, Kansas, Nebraska, Indiana Michigan and others.

Assurant Health offers a comprehensive health insurance plan for full time college students called the Student Select Plan. Student Select is a permanent, renewable individual health insurance plan for a full time college student under the age of 30. It was designed specifically for a student who needs quality coverage at an affordable rate while attending college. The plan provides comprehensive coverage for high cost items such as hospital stays and surgery as well as everyday occurrences like doctor visits.

Student Select costs less than a traditional individual health insurance plan. The college student health plan offers a choice of deductibles, and because it is not an HMO or PPO plan, you can pick the doctor or hospital you want to visit. The college student plan allows for up to $1 million protection for eligible expenses, including in-hospital and outpatient services, emergency care and surgery. The college student insurance covers against unexpected illnesses or accidents. Signa Health is proud to offer the best college student insurance plan available in the United States.

You need the Assurant college student health insurance if you are:

No longer covered as a dependant under your parent's health insurance plan.
Attending a College outside an HMO or PPO region.
Required to have coverage but do not participate in a college-sponsored plan.
Finding a traditional individual health insurance plan to be too expensive.

College Student Insurance Plan Highlights

Following are some highlights of the College student health insurance plan from Assurant.

If you need to transfer to a different college, your college student insurance coverage moves with you. The college student health plan is not tied to any one school. There's no need to change coverage or re-apply. In fact, you're covered when traveling anywhere in the United States, its possessions or Canada. College student plans are available from Signa Health in Ks, IL, FL, OH, MO, TX, NE, CO, PA, WI, MI and DE.

With the college student health insurance plan from Assurant, you're covered year-round, not just during the college term. And, if for some reason, you have to leave college, the student insurance stays with you for the remainder of the policy year... and then it's guaranteed renewable.

Student Select guarantees renewability. Whereas most college student health plans only cover you until you graduate or very shortly thereafter, the Assurant student health insurance can be renewed as long as it's needed . . . and, of course, as long as you pay the premiums.

Eligibility Requirements for the international student health insurance

Student Select is available to any eligible college student. Any full-time college student*(taking nine or more college credits), attending a state accredited college, under the age of 30 and is able to answer "NO" to the medical questions on the application, is eligible for the Assurant college student health insurance plan.

You must be a full-time college student for a minimum of 31 days following the effective date of your health insurance policy.

Assurant Health will accept the definition of full-time from your college.

How the affordable college student health insurance plan works

The student health insurance plan is simple, affordable and easy to obtain. You choose the plan that best meets your needs and budget.

$1 Million Lifetime
$100,000 per illness/injury

Deductible Options: $250, $500, $1,000, and $2,500
Coinsurance (also referred to as Rate of Payment): 80/20 to $10,000

Benefits are paid as follows:

First- You pay your calendar year deductible.

Then-Once your deductible is satisfied, Assurant Health pays 80% of the next $10,000 of covered expenses.

Thereafter-Assurant Health pays 100% of your remaining covered expenses up to $100,000 for each illness or injury. Your total plan maximum is $1 million.

Preauthorization

If you are insured under a college student health insurance policy, you must obtain authorization for all hospital admissions, outpatient surgeries and certain other services. The number to call for Student Select preauthorization is 800-454-5105. The Student Select identification card, which is attached to the insurance contract you will receive, also lists the preauthorization phone number.

Payment Options

You can pay for your college student health insurance plan on an annual or semi-annual basis. We offer two convenient payment methods of credit card (Visa/MasterCard) or personal check. Both the annual and semi-annual payment options are available with the credit card payment method.

Premium Refunds

If you are not 100% satisfied with the affordable college student health insurance plan, you can return the contract within 10 days of delivery for a refund. If a cancellation request is received after the 10 day free look, a prorated refund will be provided as described in the contract. Simply put your request in writing and fax it to 414-299-6217 or mail it to: Assurant Health, P.O. Box 3176, Milwaukee, WI 53201-3176.

Call Toll Free (877) 433-3026 to have a Signa Health Agent help you with any further questions about the student health insurance plans.

Get a full time student health insurance quote