Affordable Health Insurance Self Employed  

Get your Self Employed health insurance quote now!  

Signa Health provides self employed insurance quotes from health insurance companies such as Humana, Unicare, Blue Cross, Fortis, Assurant, Time, Celtic, American Medical Security, Golden Rule and Imerica. That is one stop shopping at it's best. Make only one phone call. Let us do the work.  Keep the same benefits for less money and you win.

Providing Self Employed Health insurance in Illinois,Texas, Florida, Pennsylvania, Wisconsin, Colorado, Delaware, Missouri, Ohio, Kansas, Nebraska, Indiana Michigan and others.

The self employed in our Country are facing a crisis today as they try to provide affordable and quality health insurance for themselves and their loved ones. Health insurance carriers who sell policies to the self employed are raising premiums at an average of 12% or more each year, some as high as 30% in a single year. While the cost rising annually is a problem in and of itself, there are potential problems that are not as obvious but just as frightening and maybe even more so.

   As the cost of a self employed medical insurance plan rises to the point that it has reached or exceeded your budget, you are left with three choices.

1)    You can switch your insurance carrier for another with a lower rate. Trying to find out who has the best rate on self employed insurance can be time consuming. Most people are getting their self employed health through a broker Like Signa Health Inc., because they offer affordable health insurance quotes for the self employed from all the major carriers in their home state.

2)      You can reduce the benefits of your current plan by increasing the deductible, removing co-pays or raising the maximum out of pocket. This is a trade off and nothing more. Reducing premium costs (monthly expense) in exchange for higher usage costs (medical expenses). If you don't use your self employed health insurance plan you may win. If you have health claims you lose!

3)       You can simply take a chance and go without any type of self employed insurance and hope that nothing happens. This is the worst possible decision you can make. It leaves you at the mercy of Murphy's Law and vulnerable to the cost of a serious medical condition. This scenario has destroyed many self employed people both financially and emotionally.

      To add insult to injury, should you get a healthl condition and decide that you want health insurance, the carriers can and will rate the condition (charge an extra premium to cover the condition), rider the condition (not cover the condition or it's medications) or consider the condition uninsurable (decline to cover you at all).

Uninsurable self employed people may be able to get coverage through their State risk pool program if one exists. These tend to be expensive and often have serious limits on coverage's. Don't let this happen to you and your Family!

Get a self employed health insurance quote

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